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9 Easy Steps to Budget Your Grocery Shopping Today

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Grocery shopping is an important aspect of life as we have to eat to survive. It is also one of the things that eat up a chunk of our incomes.

Whether in bad economic times or in good ones, it is always important to budget for grocery shopping. Here is how to do it successfully.

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Allocate A Percentage Of Income To Grocery Shopping

To be able to create a proper budget for grocery shopping, it is important to keep track of how much you have been spending on grocery shopping.

This way you can allocate the appropriate percentage of income to grocery shopping.

Some people allocate 10% but it all depends on your income.

Have A Shopping List

It is important to write a shopping list of all the things you need in the house before going grocery shopping.

This helps in that you will avoid buying anything that you don’t need in the house.

A great tip with creating lists is to compare the prices of groceries from previous shopping so as to estimate what prices each will be then you can estimate how much you are going to spend in total.

Having a shopping list is especially important if you have children.

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To avoid them crying about wanting things in the store, tell them to also write one or two things they need from the store before going.


When grocery shopping, it is important to know the difference between necessity and luxury goods.

Necessity goods include those that you absolutely cannot live without in the house, for example, milk and meat for some people.

Luxury goods, on the other hand, are goods that you can live without and aren’t really necessary.

It is important to stick to the budget and when you have more than you budgeted for, scrape off the luxury goods.

Avoid Impulse Buying

Impulse buying is the act of buying things you didn’t initially want but suddenly want after entering the store.

Impulse buying leads to spending much more money than someone intended to.

Having a shopping list and sticking to it is one of the ways one can avoid impulse buying. This helps avoid spending money that was allocated for other things.

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While grocery shopping, it is important to make use of the sales on the items you intend to purchase.

Sales can sometimes be deceiving and leave you having spent more money on the product so ensure that the offer won’t have you coming back to buy the same product in the next round of shopping.

Always ensure you compare the prices of the ‘buy one get one free’ promotions to ensure that you are saving your coins.


Where you do your grocery shopping matters. Different stores and supermarkets have different prices on goods so its important to compare prices and shop where it will cost you less.

This way you can maximize your budgetary allocations.

Minimize The Trips To The Store

When grocery shopping, shop for groceries that will hold for at least a week or two.

Buying in bulk is a good way to save some money and reducing trips to the store. Two trips per month could suffice.

Plan Your Meals

Another efficient way to budget for your grocery shopping is by creating a meal plan for the different days of the week.

This enables you to know what the family will eat ahead of time and stock up on what will be needed in the house on that day.

It is also important to know how long it takes for certain groceries to run out so as to know exactly how much to buy of what.

For meats, for example, they can be frozen and stay good for a month. For non-perishable goods like cereals, those can stay longer.

Avoid Eating Out

Eating out is one of the ways that ruin a budget as it eats into the existing income. Practice carrying packed lunch to work to avoid overstretching your money. To avoid overspending, love your leftovers.

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