How To Enjoy Life Now But Still Save For Later
When someone tells you to start thinking about saving, it’s like you thinking about how little fun you’ll have because of the money being put away. Putting money away for the future and possible retirement doesn’t have to turn into a fight between spouses.
You and the family can still have fun, even if you aren’t figuratively burning cash like it’s going out of style. Here are a couple of ways you can still enjoy life while saving money for your future at the same time:
1. Find Free or Cheap Pleasures
You can still have fun on a budget without having to restrict your fun. Imagination can go a long way towards breaking up the monotony. Board games, trip to the beach or park picnics are all affordable ways to have fun without breaking the bank.
My favorite simple pleasure, though, has to be baking cookies or pies with my wife. Ingredients are cheap and more than a few people can eat with the large batches.
Give baking try and see what else you can learn.
2. Make People a Priority
It is important to build strong bonds between close family and friends in the now. Who knows how long you’ll have before their lives become busy with other obligations.
While you still have the time, set aside a weekend or two to visit that cousin you haven’t seen in two years. Reminisce about the times you went out to the local river, brew some Country Time lemonade and watch your favorite movies together.
Make sure to also spend time with your kids and/or spouse if work hasn’t afforded you the luxury in recent days. Take the kids out to eat and when they’re tired, drop them off at grandma’s take your spouse out for a romantic late night dinner.
3. Find Time for Yourself
Though the origin of the phrase “All work and no play makes Jack a dull boy” is a mystery, it makes an excellent point. While spending time with others is vital to building strong bonds, it’s also important for your mental health that you have downtime just for yourself.
The stresses of a 40 hour a work week are often so overwhelming that some people snap. Figure out what it is that helps you de-stress and re-energize and go for it. You can give yourself time in a couple of ways: wake up earlier and use that quiet time for you to get work done or begin reading a book you haven’t yet picked up.
Remember, stress is bad for health!
4. Sometimes, Splurge
It is never a good idea to spend cash when you aren’t sure how long it’ll take to earn back the money. That being said, it does not mean you cannot spend a bit more once in a blue moon.
There’s no need to be overly extravagant with your purchase. Buy yourself that slice of lemon meringue you’ve seen in the window of your local bakery. Or maybe you have enough saved up for that pair of shoes you’ve been eyeballing at the shoe store.
5. Reward Yourself
Success is important towards ensuring one even has a future. To be motivated for success is hard for some, which is why a responsible self-rewarding system can do wonders.
Without burning your entire monthly income, give yourself a day or two of rest for accomplishing a large task, such as finishing spreadsheet hours or days ahead of schedule. If spending too much on yourself is a worry like it is for myself, enlist the help of your partner to specify realistic and affordable rewards for your accomplishments.
Many people who volunteer say that it gives them a sense of satisfaction that even paid employment cannot compare to. If you’re not sure what to do with your free weekends, volunteering is a great way to bring family together and contribute back to the community.
7. Thrift Shop
Hip-Hop artist Macklemore has inspired many people to go hunting for discounts. A great way to both enjoy life and save money is hunting for the best bargains around the city.
If thrift shops aren’t your thing, find a local flea market to peruse and see what crazy deal you can find there.
Have an open dialogue with your wife/husband or partner about the future and what it will hold for you both. Together, you and they can decide what money goes where. Savings for the future is easy, and you can still have fun doing it.
Before long, you’ll be enjoying your future without having to worry where your next few dollars are coming from. Do you have any other tips to enjoy both work AND play?